Annuities let you convert savings into income you cannot outlive. Zach Taylor compares fixed and fixed-indexed annuity options from multiple carriers to find the rate and payout structure that fits your retirement timeline. He explains the surrender terms first, so you know how long your money is committed before you see the rate.
A fixed annuity pays a set interest rate for the term of the contract. A fixed-indexed annuity credits interest based on the performance of a market index, like the S&P 500, but with a floor at zero: your principal does not lose value when the market drops.
Both product types can be structured to pay guaranteed income for life, for a set number of years, or to accumulate tax-deferred for a later date. The right structure depends on when you need income and how much liquidity you want to retain.
Zach Taylor will reach out within one business day to schedule your free consultation.
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No obligation. By appointment only. Prefer to pick a time? Book on Zach's calendar.
Guaranteed interest rate for the entire term. No market exposure. Predictable growth you can plan around. Rates currently competitive with CDs.
Interest linked to an index. Participation rate and cap limit upside but protect your principal from negative years. Opportunity for higher returns without direct market risk.
Zach compares rates across carriers and runs the numbers for your deposit amount and timeline. Free, no obligation.
Call (770) 647-8925