Why Independent Matters
One Agent, Multiple Carriers, No Bias
Captive agents sell one carrier's plans. Zach works with four: UnitedHealthcare, Anthem, Aetna, and Devoted. He does not have a monthly sales quota for any of them. When rates change, he shops the market and lets you know if a better option opened up.
Eight years in the market means he has seen which carriers raise premiums aggressively at renewal and which ones hold the line. That institutional knowledge is what separates a plan-year rate from what you actually pay at age 70 or 75.
NPN 19413221
Licensed 8 Years
Appointed: UHC, Anthem, Aetna, Devoted