$20,000 Burial Insurance: Cost and Coverage
A $20,000 burial insurance policy covers a full funeral plus leftover medical bills, credit-card balances, or a little left over for family. It typically costs $55 to $300 a month based on age and health.
Pricing
Example monthly rates for $20,000 of coverage
Example monthly rates for $20,000 of coverage. Illustrative only, not a quote. Your rate depends on age, health, tobacco use, and state.
| Age | Female (non-tobacco) | Male (non-tobacco) |
|---|---|---|
| 50 | $55 | $69 |
| 60 | $79 | $101 |
| 70 | $131 | $173 |
| 80 | $238 | $312 |
Source: illustrative carrier ranges, 2026. Request a personalized quote for exact pricing.