$10,000 Burial Insurance: Cost and Coverage
A $10,000 final expense policy is the most popular coverage amount because it covers a typical funeral and burial. Monthly cost runs roughly $29 to $158 depending on age, health, and tobacco use.
Pricing
Example monthly rates for $10,000 of coverage
Example monthly rates for $10,000 of coverage. Illustrative only, not a quote. Your rate depends on age, health, tobacco use, and state.
| Age | Female (non-tobacco) | Male (non-tobacco) |
|---|---|---|
| 50 | $29 | $36 |
| 60 | $41 | $52 |
| 70 | $67 | $88 |
| 80 | $121 | $158 |
Source: illustrative carrier ranges, 2026. Request a personalized quote for exact pricing.