$5,000 Burial Insurance: Cost and Coverage
A $5,000 burial insurance policy is the smallest common final expense plan and often costs $15 to $60 a month depending on age and health. It fits people who want to cover a cremation or add to money they have already set aside.
Pricing
Example monthly rates for $5,000 of coverage
Example monthly rates for $5,000 of coverage. Illustrative only, not a quote. Your rate depends on age, health, tobacco use, and state.
| Age | Female (non-tobacco) | Male (non-tobacco) |
|---|---|---|
| 50 | $16 | $20 |
| 60 | $22 | $28 |
| 70 | $35 | $46 |
| 80 | $62 | $81 |
Source: illustrative carrier ranges, 2026. Request a personalized quote for exact pricing.