Individual, small business, or Medicare. One licensed agent compares your real options. Pick your path below.
There is no single best health plan, only the best plan for your situation. If you have no coverage through work, you shop the individual and ACA market. If you run a business, you fund a group or an HRA. If you are turning 65, you enter Medicare. Beacon handles all three, so you get one honest guide instead of three sales pitches.
Tap the option that sounds like you to see plans, prices and the rules that apply.
Buy your own coverage when a job does not provide it. We check the Marketplace metal plans and any tax credit you qualify for.
Offer benefits that keep your team without an enterprise budget. We price group, level-funded and HRA options against your census.
Turning 65 or reviewing your plan? We compare Advantage, Supplement and drug plans so you keep your doctor and lower your costs.
The same licensed team can help you this year, help your business next year, and help your parents with Medicare.
We compare many carriers, not one company's shelf.
Agents are paid by the carriers, so our help costs nothing.
We translate the jargon into a decision you can actually make.
We stay with you after enrollment, not just during it.
No cost, no obligation, and never any pressure to enroll.
A couple of minutes on the phone or online is enough for us to see what you qualify for.
A licensed agent lays out the plans that fit, side by side, with the true costs and any credits applied.
Pick what you like and we handle the paperwork, then stay on call all year if anything changes.
Sample testimonials shown for template design purposes.
"They handled my ACA plan when I went freelance, then set up benefits for my company two years later. One team for everything."
"My mom turned 65 and I had no idea where to start. The agent walked us through Advantage and Supplement in one call. No pressure."
"As a small owner I did not think I could offer coverage. They found an HRA that fit our budget and kept my best people."
It comes down to how you get coverage. If a job does not provide it, you shop individual and ACA Marketplace plans. If you run a business, you offer a group plan or a tax-free HRA to your team. If you are 65 or older, you enroll in Medicare. Beacon helps with all three, so one licensed agent can point you to the right path.
No. Working with a licensed agent is free to you across every type of coverage. Agents are paid by the insurance carriers, so there is no fee and no obligation to enroll.
No. Beacon is an independent agency that compares plans from many carriers. That means we can line up your real options side by side instead of steering you to a single company's products.
Yes. Many clients start with their own individual plan, then come back for small business group benefits or Medicare help for a parent. The same team handles all of it, so you are not starting over each time.
We are happy to review it. A quick comparison at renewal often finds a better fit or a lower cost, and there is no pressure to change if what you have is already the best option for you.
Pick your path or call a licensed agent who compares your real options and works for you, not a carrier.