Burial Insurance for Diabetics: Options and Cost
Diabetes does not condemn you to being declined. Many carriers offer diabetics day-one, full-benefit burial insurance at standard rates. What matters is how it is controlled, whether you use insulin, and whether you have complications like neuropathy or kidney involvement.
What affects your options with diabetes
Carriers look at your age at diagnosis, whether you take insulin, and any complications. Well-controlled type 2 diabetes without complications is often approved at the best level.
Insulin use or complications may move you to a different carrier, but coverage is still very achievable.
Your options
Factors carriers review
| Factor | Effect on approval |
|---|---|
| Insulin use | May narrow carriers, still approvable |
| Neuropathy | Reviewed carrier by carrier |
| Kidney involvement | Can affect immediate eligibility |
| Amputation | Often moves to guaranteed acceptance |
Do not guess.
(813) 555-0142The difference between carriers can be day-one coverage versus a two-year wait. Karen Whitfield finds the diabetic-friendly carrier for you at (813) 555-0142.