Burial Insurance With COPD
COPD does not rule out burial insurance. Some carriers offer people with COPD immediate, full-benefit coverage, while others require a graded plan, especially if you use oxygen. The right choice depends on your severity and treatment, and a local agent can match you to the most favorable carrier.
How COPD affects approval
Oxygen use is the main factor. Without oxygen, immediate coverage is often available. With oxygen, a guaranteed acceptance plan may be the surest route.
Karen Whitfield knows which carriers are most lenient on respiratory conditions.