A funeral runs more than 9,000 dollars. This coverage pays it straight to the people you love.
In a real launch, a licensed Legacy Shield agent would call with your exact rate within one business day. This preview does not store or send any information.
Illustrative sample rate. Your quote depends on age, coverage and health.
Final expense insurance is a small whole-life policy, usually 10,000 to 25,000 dollars, built to cover funeral, burial and end-of-life bills. It pays cash directly to your beneficiary within days, with no medical exam and a rate that is locked for life.
Most families are not ready for that check. Savings get drained, credit cards get maxed, and a grieving spouse is left making phone calls about money instead of memories. A small monthly premium closes that gap for good.
Median cost of a funeral with burial
Families go into debt to cover final costs
Medical exams required to qualify
Typical time to pay an approved claim
No investment jargon and no fine print surprises. Just guaranteed money for the moment your family will need it most.
Your premium and your coverage never change. The rate you lock at 62 is the same rate at 82.
A few simple health questions is all it takes. Many applicants are approved the same day over the phone.
Your beneficiary receives tax-free cash to spend as they choose. Funeral, debts, or anything else.
Qualified applicants are covered from the first day, with no multi-year waiting period on the full benefit.
As a whole-life policy it grows a small cash value over time that you can borrow against if you ever need to.
The policy can never be cancelled for age or health as long as premiums are paid. It stays with you for life.
Most people finish the whole process in a single phone call with a licensed agent.
Share your age, ZIP and the coverage you want. See a real quote in about a minute with no obligation.
A licensed agent walks you through a short health questionnaire. No exams, no needles, no waiting rooms.
Approve your plan and your family is protected. Your rate is fixed for life from that day forward.
Coverage starts at just a few dollars a week. These illustrative monthly rates show how affordable lasting peace of mind can be.
| Age | $10,000 | $15,000 | $20,000 |
|---|---|---|---|
| 50 | $24/mo | $33/mo | $43/mo |
| 60 | $31/mo | $44/mo | $57/mo |
| 70 | $49/mo | $71/mo | $92/mo |
| 80 | $88/mo | $129/mo | $168/mo |
Sample testimonials shown for template design purposes.
"I put it off for years thinking it would be complicated. One phone call and twenty minutes later I was covered. My kids will never see a funeral bill."
"No exam and no pressure. The agent found me a better rate than the mail offers I kept throwing away. Wish I had called sooner."
"When my husband passed, the money was in my account within days. I did not have to borrow a cent. That is exactly why we bought it."
Final expense insurance is a small whole-life policy, usually between 5,000 and 25,000 dollars, designed to cover funeral, burial and other end-of-life costs. The cash benefit is paid directly to your named beneficiary, who can use it for any purpose.
No. Coverage is issued based on a few simple health questions. There is no physical, no blood work and no doctor visit. Many applicants are approved the same day.
Rates depend on your age, coverage amount and tobacco use, but many people qualify for coverage for around one dollar a day. Your premium is then locked in and never increases.
Coverage is available for ages 45 to 85, and guaranteed-issue options exist for those with health conditions. A licensed agent can match you to a plan you qualify for.
Once a claim is approved, most carriers pay the benefit to your beneficiary within 24 to 48 hours, so there is no delay in covering funeral costs.
Lock in a rate today that stays the same for the rest of your life. It takes about a minute to see your number.